Oregon Health Insurance-Independent Health Insurance Agents

Portland (503)231-6399  Toll Free (888)426-9544

Blue Selections Plus

 

 

 

Regence BlueCross BlueShield of Oregon Blue Selections Plus Benefit Description, the new plans rates will be effective on July 1, 2009.

New Rates 7-1-2009

Regence BlueCross BlueShield of Oregon (online application)

Regence BlueCross BlueShield of Oregon (PDF)

 

You can check to see if your health care professional is a participating provider in the Regence BlueCross BlueShield of Oregon network here.   (NOTE: This will open a new browser window for the search. When you are finished, just close that window.)


The following is a very brief outline of the plan's features. For complete information including limitations and exclusions, please contact us and request a Summary of Benefits for this plan.

Blue Selections Plus Plan

Benefit Features

In-Network 

Provider Benefit

Out-Of-Network 

Provider Benefit

Lifetime maximum benefit

$2,000,000

Individual deductible options per calendar year

$1,000, $2,500, $5,000

Family deductible per calendar year

Maximum of three family members

Maximum amount of covered expenses you pay each calendar year per person (maximum coinsurance)

$6,000

$10,000

Family maximum coinsurance per calendar year

Maximum of three family members

After your maximum coinsurance is met each calendar year, we pay

100%

100%

Important note: Your deductible and/or copayments do not accumulate toward your maximum coinsurance.  Your maximum coinsurance accumulates separately for In-Network and Out-Of-Network providers.  Copayments will continue to be collected after your maximum coinsurance has been met.  

Preventive Care Services and Office Visits

Deductible Waived - We Pay 

Immunizations for adults and children

100% after $30 copay

100% after $40 copay

Well-baby care to age 2 and well-child exams

100% after $30 copay

100% after $40 copay

Annual women's exam including Pap test and mammogram

100% after $30 copay

100% after $40 copay

Annual men's exam including PSA test 

100% after $30 copay

100% after $40 copay

Office visits including urgent care visits

100% after $30 copay

100% after $40 copay

Other Professional Services  

After Deductible - We Pay 

Office procedures

70%

50%

Therapeutic injections including allergy shots

70%

50%

Surgery

70%

50%

Maternity care

70%

50%

Diagnostic radiology and lab including routine colorectal cancer screening

70%

50%

Hospital Services

After Deductible - We Pay 

Inpatient stay including maternity and rehabilitation

70%

50%

Inpatient mental health stay

70%

50%

Outpatient surgery 

70%

50%

Emergency room care (copay waived if admitted to hospital)

70% after $100 copay

70% after $100 copay

Other Services

After Deductible - We Pay 

Ambulance 

70%

70%

Outpatient rehabilitation (physical, speech, and occupational therapy)

70%

50%

Skilled nursing facility, home health, and hospice care

70%

50%

Durable medical equipment and supplies

70%

50%

Transplant 

70%

50%

Prescription Benefits and Vision Care Services

No Deductible - We Pay 

Generic prescription medications

100% after $10 copay (unlimited)

All other covered expenses for prescription medications

50% up to a limit of $5,000 per calendar year

Vision exam once per calendar year

100% after $30 copay

(Participating vision provider)

50%

Vision hardware (lenses and frames or contacts)

100% up to $150 maximum allowance per calendar year

Additional Benefits

Accidental death 

Provides $15,000 for you and your enrolled adult spouse, $4,000 for each enrolled dependent or a subscriber under the age of 18.

Special Beginnings®

Provides a maternity program designed to promote healthy prenatal care through education and support.

BlueCard® program

Provides savings nationwide by using physicians and other professional providers of the Blue Cross and/or Blue Shield Plan in the area where you receive the service.  Find a provider near you at www.bcbs.com.

 

 

Blue Selections Plus Monthly Premium Rates July 1, 2009.

Monthly premium for Regence BlueCross BlueShield Blue Selections plan is step-rated based on the age of the oldest family member on the policy.
 Blue Selections Plus Rates
  Deductible  $1,000
Age Individual Individual and Spouse Adult and Child(ren) Family
0-17 102 N/A  N/A  N/A
18-20 134 269 236 371
21-24 161 323 263 425
25-29 172 344 274 446
30-34 196 392 298 495
35-39 209 419 312 522
40-44 269 538 371 640
45-49 317 635 419 737
50-54 368 737 471 839
55-59 444 888 546 990
60+ 511 1022 613 1125
  Deductible $2,500
Age Individual Individual and Spouse Adult and Child(ren) Family
0-17 78 N/A  N/A N/A 
18-20 102 205 180 283
21-24 123 246 201 324
25-29 131 263 209 341
30-34 150 300 228 378
35-39 160 320 238 398
40-44 205 411 283 489
45-49 242 485 320 563
50-54 281 563 359 641
55-59 339 678 417 756
60+ 390 781 468 859
  Deductible $5,000
Age Individual Individual and Spouse Adult and Child(ren) Family
0-17 60 N/A  N/A  N/A 
18-20 79 158 139 218
21-24 94 189 155 250
25-29 101 202 161 262
30-34 115 231 175 291
35-39 123 246 183 307
40-44 158 316 218 376
45-49 186 373 246 433
50-54 216 433 276 493
55-59 261 522 321 582
60+ 300 601 360 661

Regence BlueCross BlueShield of Oregon (online application)

Regence BlueCross BlueShield of Oregon (PDF)

 

Please contact us to request that a Summary of Benefits and application for this plan be sent to you. Don't forget to give us your mailing address.

Privacy Statement- This request will be absolutely confidential.  The information will not be sold, given away or used for any other purpose but to mail or email requested information.

Information Request Form

This is not an application for insurance.  In the state of Oregon, Individual Health Insurance plans must be approved in the underwriting stage of the insurance application.  This might take a few weeks to complete.  Please leave your name address and questions and any information that you would like.

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